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Harjeet Ghuman
Main Office
Street Address:

176 Juana Avenue

San Leandro, CA 94577-4808

Mailing Address:

176 Juana Ave

San Leandro, CA 94577-4808

MapDirections

Phone: (510) 346-9800

Fax: (510) 483-2062

Office Hours:

Mon-Fri 9:00am to 5:30pm

Weekends by Appt. Only

License: 0721072

Languages
Languages
State Farm product policies, contracts, required notices are in English only.
:
Punjabi
Hindi
Urdu
About Me
Our Mission

My background and achievements

  • Bachelor of Economics Panjab State University, India
  • Legion of Honor Qualifier
  • Honor Agent Qualifier
  • Ambassadors for Life Qualifier
  • National Convention Qualifier
  • Life Honor Club Qualifier
  • Serving San Leandro Since 1987
  • Bronze Tablet Qualifier
  • We speak Punjabi, Hindi, Urdu
  • Focusing on Auto, Life, Home, Renters, Business
We offer great rates and great service for your auto, home, renters, life, business, and health insurance needs. Available 24 hours.
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Insurance ProductsAccess your account
  • Auto
  • Home
  • Renters
  • Life
  • Motorcycle
  • Business Owner
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Auto insurance basics

Check out these helpful auto insurance tips on statefarm.com.

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It's a big investment, so let's make sure you've got enough coverage at the right rate.
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Home insurance basics

Check out this helpful homeowners' info on statefarm.com.

Buying a home
Understanding the value of your home
Interested in condo insurance
Protecting your personal property can be more affordable than you think. Start your free quote and we'll help you save.
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Renters insurance basics

Check out these helpful renters insurance tips on statefarm.com.

How much renters insurance do I need?
What affects the price of renters insurance?
Getting out on your own.
Let's get your family protected. Contact us today and we'll help you compare options.
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Life insurance basics

Check out this helpful life insurance info on statefarm.com.

Term or Permanent: which is best for you?
How much life insurance do I need?
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Whether you're out for a spin or touring cross-country on your bike, let State Farm® provide you with the protection you need.
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I understand the needs of a business owner like you. Together we can help protect your business and plan a roadmap for your financial future.
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Business insurance basics

Check out these helpful business insurance tips on statefarm.com.

Business Property and Liability
Business Auto
Business Recovery: Planning for Diaster
Financial ProductsAccess your account
  • Annuities
  • State Farm Bank®
Our annuities products help you successfully manage both stages of your retirement-before and after.
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Annuities basics

Learn about these annuities products on statefarm.com.

Future Income
Guaranteed Income
Future Income Plus
Yes, we do banking, too! Isn't it nice to have everything in one place you can trust? We can help you with:
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Banking basics

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Financial Calculators
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Check your Credit

State Farm Videos
Did You Know?
Safer Cars, Lower Rates. Car Shopping Soon?

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

State Farm is there for life.

State Farm Insurance® began selling life insurance more than 75 years ago in April 1929. Today, State Farm® has over 7 million life insurance and annuity policies in force.

Protection for the Open Road

Nearly a million riders insure their motorcycles with State Farm Insurance®. Let us put our 40 years of motorcycle insurance experience to work for you.

Hot Wheels, Higher Rates

The more likely a car is to be stolen, the more likely it'll cost more to insure it. The top stolen car in 2006 according to the NICB? 1995 Honda Civic

I Do Not Own Very Much

Most people's belongings are often worth more than they think. That's one reason why you need Renters Insurance.

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Helpful Info


  • State Farm Bank®, Bloomington, Illinois, Member FDIC and Equal Housing Lender. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 1-877-SF4-BANK (1-877-734-2265).
  • Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
  • Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP 2012/01/0006
  • State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
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